Schneider and Associates is a leader in the Florida marketplace for auto insurance, focused primarily in the Gainesville and Micco areas, but serving the entire State of Florida! We can insure all types of autos. Whether you need to insure a family vehicle or you need a commercial policy for your business, we have the right insurance for you. We even have a policy exclusive to collector cars and classic cars that are stored in a garage and only driven on special occasions.
Things To Know….
In the Auto Insurance Industry, rates are based on the following:
- Type of Vehicle (some vehicles have safer liability ratings…some cars are more expensive to repair)
- The garaging address of the vehicle. (Rates are higher in major metro areas than in rural areas)
- Coverage Limits (Liability Limits, Comprehensive and Collision Coverage, Rental car coverage, etc.)
- Age of Driver
- Early Quoting Discounts
- Safety Features (airbags, anti-lock brakes, or alarm system)
- Good Credit Score
- Occupational or Prior Education
- Hybrid Discount
- Home Ownership Discount
- Multiple Cars Discounts
- And Many More
- Driving Record (Prior Tickets, Accidents or Claims)
- No Prior Insurance or a Lapse in Insurance
What Auto Insurance is required in Florida?
- Personal Injury Protection & Property Damage insurance IS required
- Liability insurance is NOT required
- We RECOMMEND all of our clients carry at least the minimum liability limits unless the vehicle stays in storage and is unused. This is because the Florida “Financial Responsibility Law” states that if the insured is involved in an accident Bodily Injury Liability coverage is required. Mimimum liability is $10,000 Bodily Injury for one person, $20,000 Bodily Injury for one accident.
Looking for Car Insurance in Gainesville or Micco?
As an independent agency, we can shop multiple class A carriers to get you the coverage you need. We will be happy to talk with you about your personal unique insurance requirements. Get insurance today so you don’t have to worry about tomorrow. Call today: 877-333-3021, or Gainesville:(352) 333-3775, Micco: (772) 664-3154. Contact us by email here.